First Cash Financial Services, Inc.

  • Capitalize on the Age of Immediacy With This Stock

    By Mark Lin - May 14, 2013 | Tickers: CSH, EZPW, FCFS

    It is an open secret that the new generation is impatient and seeks instant gratification, which traditional banking products like bank loans and checking accounts are not satisfying. Coupled with a general distrust of mainstream financial institutions after the Global Financial Crisis, this has resulted in an increasing proportion of unbanked and underbanked consumers.

    First Cash Financial Services (NASDAQ: FCFS) is the best proxy for the growth in pawnshops to more »

  • A Profitable but Cheaply Valued Small-Cap Stock

    By Anh HOANG - April 30, 2013 | Tickers: CSH, EZPW, FCFS

    I love beaten down stocks which have recently experienced a significant decline in price. Recently, I came across a small cap stock that has lost more than 26% of its value in just three months. Interestingly, this business is still very profitable and has a cheap valuation of only 5.8 times its forward earnings. The stock is EZCORP (NASDAQ: EZPW). Let’s take a closer look to see whether more »

  • More Money From The Underbanked

    By Reuben Brewer - April 12, 2013 | Tickers: CSH, EZPW, FCFS

    The United States has a large contingent of people who don't have access to a bank. Serving these underbanked customers is a big opportunity. Pawn shops like Cash America International (NYSE: CSH), EZCorp (NASDAQ: EZPW), and First Cash Financial Services (NASDAQ: FCFS) give access to lines of credit that might otherwise be completely unavailable.

    How many?

    The FDIC conducted a survey of the underbanked in 2011. It found that more »

  • An EZ Way to Play Gold

    By Gulab Ram Parab - October 18, 2012 | Tickers: CSH, EZPW, FCFS

    Pawn shop operators are a less obvious way to play gold. For these companies, a significant share of revenues comes from the merchandise and scrap sales of gold and other jewelry, so they tend to do better when the price of gold rises. There are three publicly-traded players in this industry: First Cash, EZCORP, and Cash America.

    Of the three, First Cash Financial Services (NASDAQ: FCFS) is the purest pawn more »

  • The Pawn Market and One Company for Your Portfolio

    By Josh Kohn-Lindquist - October 12, 2012 | Tickers: CSH, EZPW, FCFS

    Hello investors and friendly Fools, today we will take a deeper look at deciding whether to catch a pair of falling knives in EZCORP (NASDAQ: EZPW) and Cash America (NYSE: CSH), or to jump onto the rocket that is First Cash Financial Services (NASDAQ: FCFS).  We will start first with a few basic valuations and numbers:

    Company P/E FP/E P/Cash Flow PEG Profit Margin Debt/Equity 5 more »
  • Choosing Stocks the EZ Way

    By Chad Henage - June 27, 2012 | Tickers: CSH, EZPW, FCFS

    EZCORP (NASDAQ: EZPW) is a company that can't seem to get the respect the company deserves. The main problem most investors have with this company is they expect a pawn store operator won't perform well if the economy continues to improve. This is simply not true. EZCORP is proving its doubters wrong with each quarter, but because the company misses estimates by 1-4% the stock suffers. If you look in detail at what is happening I think you'll see the same opportunity I see.

  • First Cash Financial Services Earnings – Behind The Headlines

    By Chad Henage - May 22, 2012 | Tickers: EZPW, FCFS

    First Cash Financial Services (NASDAQ: FCFS) is a pawn shop and pawn loan company. When most people think pawn shops, they think of taking something to sell it. What First Cash Financial and others like EZCorp (NASDAQ: EZPW) have caught on to is, offering payday type loans with the pawnable item as collateral. This short term loan business is very profitable. The loan is secured by collateral that is worth more than the value of the loan. This can also be a good way for the company to buy inventory if the loan goes bad. First Cash Financial just reported earnings, which gives us a chance to look behind the scenes and see how the company has been doing.

  • EZCorp For EZ Profits?

    By Chad Henage - January 23, 2012 | Tickers: EZPW, FCFS

    EZCorp (NASDAQ: EZPW) is in an industry that a lot of investors might not be comfortable with. After all who wants to own a company that makes money from its pawn shops and pawn shop loans? The answer might be you! At today's prices EZCorp is selling at a 25% discount to one of its closest competitors First Cash Financial Services (NASDAQ: FCFS). To see how you can profit from this disparity let's examine EZCorp a little more carefully.