• The Three Best Stocks for a Possible Recession

    By Mandy Seay - August 7, 2013 | Tickers: EZPW, FDX, M

    An inevitable showdown in Congress about raising the national debt ceiling at the end of next month will once again trigger fears of a possible government shutdown — and talk of going into another recession. Investors have endured this speculation before, and the market almost seems to thrive during these times. Still, nobody could be blamed for wanting to play it safe.

    Fortunately, there’s plenty of businesses that are continuing more »

  • Gold Is a Headwind for Pawn Shops

    By Gerelyn Terzo - July 30, 2013 | Tickers: CSH, EZPW, FCFS

    Gold has been weighing on pawn shops of late. Gold is trading at about $1,330 per ounce, and despite an 8% rally in the precious metal in July, the price for the precious metal is still far from its record highs of near $2,000 set two years ago.

    Customers use gold to pawn and borrow against, while pawn shops can earn high interest and keep or sell the more »

  • Recession-Proof Your Portfolio

    By Jacob Wolinsky - July 23, 2013 | Tickers: CONN, EZPW, HTZ

    Economic recession is not a common phenomenon, however, recessions do occur every few years. Investors can reap rich dividends by assuming one is imminent and creating a portfolio of recession-proof stocks such as EZCORP (NASDAQ: EZPW), CONN’S (NASDAQ: CONN), and Hertz (NYSE: HTZ). These companies not only offer prospects of recurring cash flows but also a degree of certainty regarding the same. Here is a closer look:

    EZCORP reports more »

  • This Company Benefits From the Decline of Traditional Banking

    By Mark Lin - May 27, 2013 | Tickers: CSH, DLLR, EZPW

    After experiencing a run on the banks, my grandmother used to keep cash under her pillow. Following the sub-prime mortgage crisis, consumer confidence in banks has remained at all time lows, which resulted in an increasing proportion of people un-banked and under-banked.

    Moreover, banks have been unable to serve the needs of certain segments of the population effectively and efficiently. DFC Global (NASDAQ: DLLR), an international provider of diversified financial more »

  • Capitalize on the Age of Immediacy With This Stock

    By Mark Lin - May 14, 2013 | Tickers: CSH, EZPW, FCFS

    It is an open secret that the new generation is impatient and seeks instant gratification, which traditional banking products like bank loans and checking accounts are not satisfying. Coupled with a general distrust of mainstream financial institutions after the Global Financial Crisis, this has resulted in an increasing proportion of unbanked and underbanked consumers.

    First Cash Financial Services (NASDAQ: FCFS) is the best proxy for the growth in pawnshops to more »

  • Good Old Days For Payday Lending Stocks Could Be Ending

    By Tedra DeSue - May 14, 2013 | Tickers: CSH, EZPW, WFC, WRLD

    All eyes are turning to the payday lending industry again, thanks to the almost-two-year-old Consumer Financial Protection Bureau (CFPB). A recently released white paper called “Payday Loans and Deposit Advance Products” has caused a lot of chatter, bringing me to believe that more regulations for the industry are imminent.

    For investors, publicly traded payday lending companies have been attractive, partly due to the lucrative revenues they pull in from the more »

  • A Profitable but Cheaply Valued Small-Cap Stock

    By Anh HOANG - April 30, 2013 | Tickers: CSH, EZPW, FCFS

    I love beaten down stocks which have recently experienced a significant decline in price. Recently, I came across a small cap stock that has lost more than 26% of its value in just three months. Interestingly, this business is still very profitable and has a cheap valuation of only 5.8 times its forward earnings. The stock is EZCORP (NASDAQ: EZPW). Let’s take a closer look to see whether more »

  • More Money From The Underbanked

    By Reuben Brewer - April 12, 2013 | Tickers: CSH, EZPW, FCFS

    The United States has a large contingent of people who don't have access to a bank. Serving these underbanked customers is a big opportunity. Pawn shops like Cash America International (NYSE: CSH), EZCorp (NASDAQ: EZPW), and First Cash Financial Services (NASDAQ: FCFS) give access to lines of credit that might otherwise be completely unavailable.

    How many?

    The FDIC conducted a survey of the underbanked in 2011. It found that more »

  • Should You Emulate This Tiger Cub’s Under the Radar Stock Picks?

    By Meena Krishnamsetty - January 28, 2013 | Tickers: ATVI, CSH, EA, EZPW, TTWO

    Generally speaking, small-cap stocks don’t receive as much coverage from analysts and the media, which often leaves them less efficiently priced than their larger peers. Hedge funds, meanwhile, choose to take advantage of this by dedicating their research teams to work on the small-cap space, generating a significant portion of their alpha in the process.

    In fact, retail investors can use hedge funds' top small-caps as a market beating more »

  • An EZ Way to Play Gold

    By Gulab Ram Parab - October 18, 2012 | Tickers: CSH, EZPW, FCFS

    Pawn shop operators are a less obvious way to play gold. For these companies, a significant share of revenues comes from the merchandise and scrap sales of gold and other jewelry, so they tend to do better when the price of gold rises. There are three publicly-traded players in this industry: First Cash, EZCORP, and Cash America.

    Of the three, First Cash Financial Services (NASDAQ: FCFS) is the purest pawn more »

  • The Pawn Market and One Company for Your Portfolio

    By Josh Kohn-Lindquist - October 12, 2012 | Tickers: CSH, EZPW, FCFS

    Hello investors and friendly Fools, today we will take a deeper look at deciding whether to catch a pair of falling knives in EZCORP (NASDAQ: EZPW) and Cash America (NYSE: CSH), or to jump onto the rocket that is First Cash Financial Services (NASDAQ: FCFS).  We will start first with a few basic valuations and numbers:

    Company P/E FP/E P/Cash Flow PEG Profit Margin Debt/Equity 5 more »
  • QE3: Many Ways for Gold Bugs to Play

    By Adem Tahiri - September 19, 2012 | Tickers: ABX, EZPW, FCX, GLD

    Recently Federal Reserve Chairman Ben Bernanke introduced a new round of quantitative easing (QE3) in which the Fed will purchase $40 billion a month of mortgage backed securities. This is seen as an especially bold and controversial, move by the Fed, as opposed to other rounds of easing, because unlike past rounds the Fed did not put a cap on the amount it would purchase. Rather Bernanke pledged to purchase more »

  • These Businesses are Booming in a Slow Economy

    By Jennifer Streaks - August 8, 2012 | Tickers: CSH, DG, EZPW, RCII

    Pawnbrokers and payday lenders have always been viewed as the underbelly of the financial world; however, with the economy stagnant and the jobless rate growing (now at 8.3%), profits for these businesses are increasing rapidly and analysts are paying attention to their investment potential.

    Profits and share prices at Ezcorp. Inc. (NASDAQ: EZPW) have risen steadily for the past six years. Ezcorp Inc. acquires, establishes and operates pawnshops and more »

  • Choosing Stocks the EZ Way

    By Chad Henage - June 27, 2012 | Tickers: CSH, EZPW, FCFS

    EZCORP (NASDAQ: EZPW) is a company that can't seem to get the respect the company deserves. The main problem most investors have with this company is they expect a pawn store operator won't perform well if the economy continues to improve. This is simply not true. EZCORP is proving its doubters wrong with each quarter, but because the company misses estimates by 1-4% the stock suffers. If you look in detail at what is happening I think you'll see the same opportunity I see.

  • First Cash Financial Services Earnings – Behind The Headlines

    By Chad Henage - May 22, 2012 | Tickers: EZPW, FCFS

    First Cash Financial Services (NASDAQ: FCFS) is a pawn shop and pawn loan company. When most people think pawn shops, they think of taking something to sell it. What First Cash Financial and others like EZCorp (NASDAQ: EZPW) have caught on to is, offering payday type loans with the pawnable item as collateral. This short term loan business is very profitable. The loan is secured by collateral that is worth more than the value of the loan. This can also be a good way for the company to buy inventory if the loan goes bad. First Cash Financial just reported earnings, which gives us a chance to look behind the scenes and see how the company has been doing.

  • EZCorp For EZ Profits?

    By Chad Henage - January 23, 2012 | Tickers: EZPW, FCFS

    EZCorp (NASDAQ: EZPW) is in an industry that a lot of investors might not be comfortable with. After all who wants to own a company that makes money from its pawn shops and pawn shop loans? The answer might be you! At today's prices EZCorp is selling at a 25% discount to one of its closest competitors First Cash Financial Services (NASDAQ: FCFS). To see how you can profit from this disparity let's examine EZCorp a little more carefully.