Cash America International, Inc.

  • Gold Is a Headwind for Pawn Shops

    By Gerelyn Terzo - July 30, 2013 | Tickers: CSH, EZPW, FCFS

    Gold has been weighing on pawn shops of late. Gold is trading at about $1,330 per ounce, and despite an 8% rally in the precious metal in July, the price for the precious metal is still far from its record highs of near $2,000 set two years ago.

    Customers use gold to pawn and borrow against, while pawn shops can earn high interest and keep or sell the more »

  • Is This Global Payment Solutions Provider a Good Buy Now?

    By Anh HOANG - July 15, 2013 | Tickers: CSH, DLLR, TSS

    Recently, Fool contributor Sean Williams featured three stocks in an article which might be potential targets of legendary investor Warren Buffett. Out of the three stocks, there was one payment business, Total System Services (NYSE: TSS). Since the middle of June, Total System has advanced from $22.60 per share to more than $25.20 per share. Should investors invest in Total System at its current trading price? Let’s more »

  • This Company Benefits From the Decline of Traditional Banking

    By Mark Lin - May 27, 2013 | Tickers: CSH, DLLR, EZPW

    After experiencing a run on the banks, my grandmother used to keep cash under her pillow. Following the sub-prime mortgage crisis, consumer confidence in banks has remained at all time lows, which resulted in an increasing proportion of people un-banked and under-banked.

    Moreover, banks have been unable to serve the needs of certain segments of the population effectively and efficiently. DFC Global (NASDAQ: DLLR), an international provider of diversified financial more »

  • Capitalize on the Age of Immediacy With This Stock

    By Mark Lin - May 14, 2013 | Tickers: CSH, EZPW, FCFS

    It is an open secret that the new generation is impatient and seeks instant gratification, which traditional banking products like bank loans and checking accounts are not satisfying. Coupled with a general distrust of mainstream financial institutions after the Global Financial Crisis, this has resulted in an increasing proportion of unbanked and underbanked consumers.

    First Cash Financial Services (NASDAQ: FCFS) is the best proxy for the growth in pawnshops to more »

  • Good Old Days For Payday Lending Stocks Could Be Ending

    By Tedra DeSue - May 14, 2013 | Tickers: CSH, EZPW, WFC, WRLD

    All eyes are turning to the payday lending industry again, thanks to the almost-two-year-old Consumer Financial Protection Bureau (CFPB). A recently released white paper called “Payday Loans and Deposit Advance Products” has caused a lot of chatter, bringing me to believe that more regulations for the industry are imminent.

    For investors, publicly traded payday lending companies have been attractive, partly due to the lucrative revenues they pull in from the more »

  • A Profitable but Cheaply Valued Small-Cap Stock

    By Anh HOANG - April 30, 2013 | Tickers: CSH, EZPW, FCFS

    I love beaten down stocks which have recently experienced a significant decline in price. Recently, I came across a small cap stock that has lost more than 26% of its value in just three months. Interestingly, this business is still very profitable and has a cheap valuation of only 5.8 times its forward earnings. The stock is EZCORP (NASDAQ: EZPW). Let’s take a closer look to see whether more »

  • More Money From The Underbanked

    By Reuben Brewer - April 12, 2013 | Tickers: CSH, EZPW, FCFS

    The United States has a large contingent of people who don't have access to a bank. Serving these underbanked customers is a big opportunity. Pawn shops like Cash America International (NYSE: CSH), EZCorp (NASDAQ: EZPW), and First Cash Financial Services (NASDAQ: FCFS) give access to lines of credit that might otherwise be completely unavailable.

    How many?

    The FDIC conducted a survey of the underbanked in 2011. It found that more »

  • Credit Companies I'm Dubious About

    By Chris Hodge - February 4, 2013 | Tickers: CSH, EFX, FSC

    Financial services companies, and credit companies in particular, have to walk a crazy path. On the one hand, they've got to make money for their employees and shareholders. But on the other hand, they have a lot of rules they have to abide by despite the disadvantages that these rules impose. I don't envy their position, but I am out to see if they can make their money more »

  • Should You Emulate This Tiger Cub’s Under the Radar Stock Picks?

    By Meena Krishnamsetty - January 28, 2013 | Tickers: ATVI, CSH, EA, EZPW, TTWO

    Generally speaking, small-cap stocks don’t receive as much coverage from analysts and the media, which often leaves them less efficiently priced than their larger peers. Hedge funds, meanwhile, choose to take advantage of this by dedicating their research teams to work on the small-cap space, generating a significant portion of their alpha in the process.

    In fact, retail investors can use hedge funds' top small-caps as a market beating more »

  • What Makes Herbalife's Business Different From Other Questionable Models?

    By Tedra DeSue - December 27, 2012 | Tickers: AVP, CSH, HLF, NUS, WFC

    Herbalife’s (NYSE: HLF) stock has taken a pounding since a renowned hedge fund manager called it a pyramid scheme and announced he’s been shorting the stock for most of the year.

    While the drama between the fund manager, Bill Ackman, and Herbalife plays out, a bright light is being shown again on something that many investors aren’t willing to admit. That is some of the most lucrative more »

  • An EZ Way to Play Gold

    By Gulab Ram Parab - October 18, 2012 | Tickers: CSH, EZPW, FCFS

    Pawn shop operators are a less obvious way to play gold. For these companies, a significant share of revenues comes from the merchandise and scrap sales of gold and other jewelry, so they tend to do better when the price of gold rises. There are three publicly-traded players in this industry: First Cash, EZCORP, and Cash America.

    Of the three, First Cash Financial Services (NASDAQ: FCFS) is the purest pawn more »

  • The Pawn Market and One Company for Your Portfolio

    By Josh Kohn-Lindquist - October 12, 2012 | Tickers: CSH, EZPW, FCFS

    Hello investors and friendly Fools, today we will take a deeper look at deciding whether to catch a pair of falling knives in EZCORP (NASDAQ: EZPW) and Cash America (NYSE: CSH), or to jump onto the rocket that is First Cash Financial Services (NASDAQ: FCFS).  We will start first with a few basic valuations and numbers:

    Company P/E FP/E P/Cash Flow PEG Profit Margin Debt/Equity 5 more »
  • These Businesses are Booming in a Slow Economy

    By Jennifer Streaks - August 8, 2012 | Tickers: CSH, DG, EZPW, RCII

    Pawnbrokers and payday lenders have always been viewed as the underbelly of the financial world; however, with the economy stagnant and the jobless rate growing (now at 8.3%), profits for these businesses are increasing rapidly and analysts are paying attention to their investment potential.

    Profits and share prices at Ezcorp. Inc. (NASDAQ: EZPW) have risen steadily for the past six years. Ezcorp Inc. acquires, establishes and operates pawnshops and more »

  • Consumer Financial Protection Bureau Snares First Major Bank

    By Tedra DeSue - July 23, 2012 | Tickers: BAC, COF, CSH, WFC

    In a move that is more than likely to create more rumbles throughout the banking industry, the relatively newly founded Consumer Financial Protection Bureau (CFPB) has forced Capital One (NYSE: COF) to pay up for some unscrupulous practices that hurt consumers.

    On Wednesday, the agency, a brain child of the 2010 Dodd-Frank Act, determined that Capital One “marketed certain fee-based services to credit card accounts in a way that violated more »

  • Choosing Stocks the EZ Way

    By Chad Henage - June 27, 2012 | Tickers: CSH, EZPW, FCFS

    EZCORP (NASDAQ: EZPW) is a company that can't seem to get the respect the company deserves. The main problem most investors have with this company is they expect a pawn store operator won't perform well if the economy continues to improve. This is simply not true. EZCORP is proving its doubters wrong with each quarter, but because the company misses estimates by 1-4% the stock suffers. If you look in detail at what is happening I think you'll see the same opportunity I see.