BancorpSouth, Inc.

  • As Big Banks Are Scrutinized, Look To These Regionals

    By Maxwell Fisher - January 10, 2013 | Tickers: BXS, FBC, JPM, MTB, WFC

    I have followed the banking industry, and regional banks in particular, most of my adult life. I liked regional banks in particular because I believed I understood how they earned money. They took in cheap depositor cash, and loaned out that money in mortgage, credit card, and commercial loans to create generous net interest income. They supplemented that with modest fee income from those credit cards, mortgage applications, and the more »