Consumer Finance

  • Does The Best Financial Company Have Another Leg Up?

    By Matthew Frankel - March 8, 2013 | Tickers: GS, JPM, WFC

    In the world of big investment banks, I’m yet to hear a good case as to why JPMorgan Chase & Co ) is not the best in breed.  With a great balance sheet, good international exposure, and steadily increasing assets (see below), there are few reasons not to like JPMorgan Chase.  However, with the stock up over 58% since this past May, is there still room to run, or should prospective more »

  • E*Trade Earnings: Are Things Finally Going to Turn Around?

    By Matthew Frankel - January 17, 2013 | Tickers: SCHW, ETFC, AMTD

    One of the leading discount brokerages, E*Trade (NASDAQ: ETFC) also provides banking services to its retail customers.  However, the company’s shareholders have not exactly felt like “leaders” over the past several years.  Since hitting an all-time (split-adjusted) high of $277.60 in 2006, E*Trade has fallen drastically, mostly during 2007-2008, and has settled in the upper single digits, currently trading at $9.86 as of this writing more »

  • Morgan Stanley Earnings Preview: Will Increased Wealth Management Business Pay Off?

    By Matthew Frankel - January 7, 2013 | Tickers: C, GS, NES.DL

    Morgan Stanley (NYSE: MS) is one of the largest financial services companies in the U.S. and is currently trading at historically low levels.  The company’s stock hit an all-time high of $90.95 in 2007, before the financial crisis, and even after the crisis was trading at over $30 until as recently as March 2011 (see chart below – it would have been nice to buy at $6.71 more »

  • Invest in the Internet & U.S. Consumer

    By Joshua Bondy - December 28, 2012 | Tickers: RATE, GOOG, TREE

    The American consumer is slowly rebounding from the great recession. Healthier balance sheets will drive demand for financial products as people start to spend more. With the growth of smart phones the internet continues to grow as one of the main mediums which people use to find the latest financial information.  Bankrate is a great example of a company which offers comparison services of a number of different consumer financial more »

  • Twice the Upside With Better Yield

    By Matthew Frankel - December 26, 2012 | Tickers: AXP, MA, V

    American Express (NYSE: AXP) is a leading global payments and travel & expense service company.  Specifically, the company operates in two groups, the global consumer and global business-to-business groups.  All card services are in the merchant group, and network and merchant services are in the business-to-business group.  Although very diversified, the company is primarily a charge card company, deriving most of its revenues from U.S.card services (52% of total more »

  • Don’t Jump Yet, Comerica Investors

    By Tim Brugger - April 17, 2012 | Tickers: C, CMA, WFC

    It’s hard to imagine a 26% jump in earnings year-over-year could be anything but good news. But a closer look into Comerica’s (NYSE: CMA) recently announced Q1 financial results exposes a few less-than-desirable factoids for the commercial lender.

    On the upside of course is the jump in earnings – to $130 million from $103 million in Q1 of 2011. That equates to $0.66 a share vs. $0.57 more »

  • The Week that Was: Hasbro, Microsoft, Discover, and LinkedIn

    By Tim Brugger - February 13, 2012 | Tickers: DFS, HAS, LNKD, MSFT

    Even with the nearly $2 a share rise Hasbro (NASDAQ: HAS) investors have enjoyed since posting our original article last week, HAS remains a great value play. Not at the 12 times earnings the company was last week, but still one of the cheapest in the industry. Mattel, Hasbro’s primary competition, is trading at over 15 times earnings, which is just about right after a solid quarter and the more »

  • Beyond Bank of America’s Numbers

    By Tim Brugger - January 19, 2012 | Tickers: BAC, C, JPM, WFC

    So Bank of America (NYSE: BAC) beat estimates, showed a healthy profit compared to Q4 of last year and the stock is up 4.5%; what’s not to love? A few things actually -- the manner in which the numbers were arrived at, the huge disparity between analysts’ interpretations of the results and a depressing trend in loan volume. That’s quite a mouthful, so let’s break this down more »

  • U.S. Bancorp May Be The Best of The Bunch

    By Tim Brugger - December 27, 2011 | Tickers: BAC, JPM, USB, WFC

    Finding a strong company in the banking industry isn’t as difficult as some analysts and folks on The Street would have you believe, it just takes some digging. As noted in recent articles, there are several large banking concerns that offer investors some nice upside, particularly when Europe gets straightened out, and an oh-by-the-way decent dividend while you wait.

    For larger institutions the options may not be quite as more »

  • Credit, and Credit Card Companies, Are Back

    By Tim Brugger - December 23, 2011 | Tickers: AXP, COF, DFS, MA, V

    Yeah, it’s been a while, but it’s safe to say credit cards are back. The shift to debit cards as the Great Recession hit full force didn’t quite decimate the credit industry, but it certainly knocked it for a loop.

    Now, with several factors working in the industry’s favor, it’s time to take a good hard look at the major players. The options are many more »

  • My Favorite Financial Stock Picks For 2012

    By DividendYields - December 22, 2011 | Tickers: NLY, BBD, BRK-A, BLK, COF, CME 130518C00060000, DFS, PNC, WFC, WBK

    Every yearend, I ask myself what kind of stocks I should buy for the next year in order to make some capital gains. Here is a nice list of large capitalized stocks from the financial sector with an interesting market valuation, a great past growth performance, as well as a good earnings situation. Such stocks have a forward price to earnings ratio of less than 15, a sales growth over more »

  • Enough Starts at Home

    By Roland Hughes - December 21, 2011 | Tickers: BP, MRO, MSFT

    For those of you with really short memory spans, on the eve of Earth Day 2010, BP (NYSE: BP) had a disaster manufactured by greed that claimed 11 lives and occupied the nightly news for weeks, if not months.

    http://www.treehugger.com/corporate-responsibility/bp-gulf-oil-spill-cheat-sheet-a-timeline-of-unfortunate-events.html

    There appeared to be no limit to public outrage at the time.  When then-CEO Tony Hayward said, “I’d like my life back,” the more »

  • 5 Fastest Dividend Growth Stocks December 2011

    By DividendYields - December 20, 2011 | Tickers: DFS, EQR, MORN, SLG, VLGEA, DIS

    The dividend growth is often a good indicator for the financial health of a stock. Companies with a strong increase in dividends judge the future of their company rosy. They give money back to shareholders that they don’t need for their business. Here is a current sheet of companies with fastest dividend growth compared to the previous dividend declaration. In total, 57 stocks increased dividends of which 28 raised more »

  • Stocks With Dividend Growth From Last Week December II/2011

    By DividendYields - December 18, 2011 | Tickers: AGU, DFS, IR, INGR, ANDE

    Companies that generate excess cash flows are more likely to maintain and increase their dividends. Not at all, if you look at dividends, you also have look at the dividend growth. If companies have a stable business and solid financials, they can consider an adequate increase in dividend payments. Good running dividend growth stocks raise dividends every 4 quarter by around 5-10 percent but better running stocks boost dividends. Last more »

  • On Again, Off Again: The Impact of Retail Sales Figures

    By Tim Brugger - December 16, 2011 | Tickers: COST, DFS, MA, TGT, V, WMT

    Like a seesaw, the National Retail Federation has teetered between disappointing holiday sales, so-so, and a banner season. As you may have heard, apparently it's back to “banner” this year with retail sales expected to climb as much as 3.8% vs. the 2.8% predicted a few minutes ago. Okay, that’s a bit of an exaggeration, but you get the idea. Combine the revised numbers with positive more »